We Are Rooted in Trust. Built for Progress.

We've helped thousands build homes, grow businesses, and stay financially secure since 1993.
Licensed, digital-first, and proudly owned by Akwa Ibom State.

From Humble Beginnings

What began as Akwa Savings & Loans Limited took its first official steps on January 25th, 1993, when it was incorporated by the Corporate Affairs Commission (CAC) with Registration No. RC 213814. Just two years later, in 1995, the Central Bank of Nigeria recognized the bank's potential and licensed it as a Primary Mortgage Institution (PMI), authorizing it to deliver both mortgage services and general commercial/retail banking operations.

Homegrown for a Purpose

With the Arise Agenda as its compass, the bank plays a strategic role in rural development. It serves as a key instrument for delivering affordable housing to Akwa Ibom citizens in underserved communities. Under the leadership of His Excellency, Pastor Umo Eno, Ibom Mortgage Bank now operates as a Special Purpose Vehicle (SPV)—translating policy into progress, and vision into visible homes.

Driven by Innovation, Technology and People.

Innovation lies at the core of the bank's service model. By embracing digital transformation, the bank has overhauled its operations—launching a suite of E-Channels, including a customized mobile app, PoS systems, ATM cards, internet banking, and more. At the same time, it has stayed grounded in customer-focused values, offering tailored mortgage products and superior service delivery.

Our Vision

To be a leading mortgage bank in Nigeria.

Our Mission

A commitment to the delivery of cutting-edge mortgage services to our clients, and create value for our stakeholders.

Our Core Values (S.H.I.E.L.D.)

Our values are the guiding principles that define our culture, drive our behavior, and influence every aspect of our work. They shape how we serve with purpose, lead with integrity, and grow with intention.

Service

Honesty

Integrity

Efficiency

Loyalty

Dedication

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